McDowell's & Associates
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Legacy Assurance Member Benefits
The list of benefits for joining Legacy Assurance is long. You take control of your funeral through final wishes, and at the same time, you save your family thousands of dollars. The high cost of funerals can be cut in half with Legacy Assurance. This membership is a lasting legacy for your family who will be singing your praises instead of worrying about the cost of your funeral.
Legacy Assurance
Get a quote for final expense insurance today
Legacy Assurance Member Benefits
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Access to purchase funeral merchandise* with free shipping** at a fraction of the cost compared to funeral home prices.
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WISH (Where Individuals See Help) Team support. One of our team members will be assigned as the liaison for your family and the funeral home. The ensures your final wishes are met and your loved ones are guaranteed to save thousands.
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WISH Team members will negotiate with your local funeral homes on behalf of your loved ones to procure the lowest prices possible, saving your family a great deal of worry and money.
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Household Membership – When you join Legacy Assurance, you earn the right to enroll four other family members, who live under the same roof as you, into the membership. Simply complete the Additional Household Members section of the Enrollment Form or update an existing form. We will take care of the rest.
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The beneficiary of your life insurance policy can use an assignment of the death benefit proceeds to purchase Legacy Assurance merchandise. This means the payment of your funeral products come directly out of the death benefit, no out of pocket expense for your loved ones.
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Archive your final wishes for your loved ones via the Final Wishes Form
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We offer a free Prescription Drug Card for ALL members. This free and easy-to-use Prescription Drug Card can be used immediately at over 68,000 pharmacies nationwide! With this program, it will allow you to save up to 75% on brand name and generic medications, guaranteeing you the lowest price. The free Prescription Drug Card is pre-activated and all information provided will remain confidential.
in states where available
**Free Shipping is not available in Alaska or Hawaii
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Final expense insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies.
Such a policy helps ease the financial burden placed on a family when a loved one dies.
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More About Final Expense Coverage
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Final Expense insurance is a basic issue life insurance policy that covers people until they reach 100 years old. It is quite similar to universal life insurance and is sometimes referred to as graded life or burial insurance with easy issue permanent coverage.
As an inexpensive insurance choice, final expense coverage can be used to cover the funeral and burial costs of the policy holder. Most people who do not want to place a hardship or burden their families with these burial and funeral costs will take out burial insurance polices.
Burial premiums can begin with higher costs at first than other forms of insurance since they include cash value features. An important advantage of burial premiums is that they are fixed, which means they remain the same even if your health deteriorates.
Final Expense coverage can pay for the casket, funeral service, visitation/viewing, hearse, digging and filling the grave, the actual cemetery plot, or burial vault or grave liner, minister, headstone, flowers, and other expenses related directly to named insured's funeral.